Douglas G. Anderson, P.S.

Personal Bankruptcy

Puget Sound Personal Bankruptcy Lawyer

Helping You Discharge Tax Obligations Through Bankruptcy

If you have a significant debt or tax arrearage, you may be considering a personal bankruptcy filing as a way of ridding yourself of the debt. You may be uncertain as to what the limitations are and how the process works under the new Bankruptcy Act, or even whether income taxes can be discharged through bankruptcy.

At the law offices of Douglas G. Anderson, P.S., I have over 37 years of experience representing residents of King and Snohomish Counties in the Puget Sound area. I handle all matters related to personal bankruptcy, including filings under Chapter 7 and under Chapter 13, and will help you free yourself of debt, even tax debt. I have a thorough understanding of how the bankruptcy laws apply to these situations and will guide you sympathetically through the process. As a former attorney for the IRS, I understand the rules governing the discharge of tax obligations. Contact me to schedule a low-cost initial consultation.

Under the new bankruptcy laws, enacted in 2005, you must pass a "means" test in order to file under Chapter 7, which allows you to completely discharge most types of debt. If you fail the means test, your primary option is a Chapter 13 filing, which requires you to repay your debtors to the best of your ability over 60 months.

With respect to tax obligations, the bankruptcy laws generally allow the discharge of income taxes that are more than 3 years old, or that have been assessed within two years of filing. However, personal liability for employment taxes, and other "trust fund" taxes cannot be discharged through bankruptcy. Because I have worked extensively with individuals who have disputes with the Internal Revenue Service, I have a thorough understanding of the rules governing discharge of debts, including tax debts under the new bankruptcy code.

Since I started representing consumers in bankruptcy proceedings in the 1980s, I have handled literally hundreds of personal bankruptcies. Most of the clients I represent in bankruptcy proceedings are hard-working and responsible people who have run into a string of bad luck, such as a lost job, a divorce or an unexpected medical bill. A Chapter 7 or Chapter 13 filing can help get rid of these, but it is important that you understand the differences between them and intelligently select the best solution for you.

If you want an attorney with extensive experience handling personal bankruptcy matters, my office will give you creative, aggressive, and highly competent solutions to your legal problems in a caring environment. No one will work harder for you than I will. Please contact my offices. I provide a low-cost initial consultation to all prospective clients, and Saturday appointments are available upon request.

Douglas G. Anderson, P.S.
18222 104th Avenue NE
Suite 103
Bothell, WA 98011
Phone: (425) 486-1500
Fax: (425) 489-4142

At the law offices of Douglas G. Anderson, P.S., in Bothell, I represent clients throughout King County and Snohomish County in the Puget Sound region, including the cities of Seattle, Bellevue and Everett; and the communities of Bothell, Woodinville, Lynnwood, Mill Creek, Kenmore, Kirkland, Redmond, Snohomish, Monroe, Edmonds, Mukilteo and Shoreline.

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The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.

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